Legacy & Advanced Planning — Platinum Fortune Impact
Home / Strategies / Advanced Planning & Legacy
Advanced Planning & Legacy — For High Earners & Business Owners

You didn't build this much to lose it to taxes.

Our advanced planning team runs strategies most advisors never bring to the table — leveraged max-funding, executive compensation plans, charitable structures, and legacy design — so more of what you built reaches the people and causes you love.

Who Qualifies

Built for those with more on the table.

Advanced strategies work best when there's meaningful capital behind them. You're likely a fit if any of these describe you:

  • You earn $200,000+ per year
  • You hold $500,000+ in assets
  • You can commit $25,000+ per year toward a max-funding strategy
  • You own a business with partners or key employees you can't afford to lose
  • You've received an inheritance and want it managed and protected correctly
THE FLAGSHIP

The Kaizen leveraged max-funding strategy.

Kaizen is a max-funding strategy that uses institutional leverage to build a tax-free asset far larger than your contributions alone could. Here's the shape of it:

Years 1–5

You Fund, They Match

You contribute your committed amount for five years — and the leverage partner adds a match of roughly 81.75% on top of your funding.

Years 6–10

They Fund It All

Your contributions stop. The funding partner carries the entire contribution load for the next five years while the strategy keeps compounding.

Years 11–15

They Exit, You Keep

The partner recoups its position and exits — leaving you with tax-free money for retirement and a substantial death benefit for your legacy.

Illustrative structure — actual terms, matching rates, and results depend on underwriting, plan design, and carrier performance. Full illustrations provided in your strategy session.

THE FULL TOOLKIT

Strategies most advisors never mention.

I

Executive Bonus Plans

Reward and retain your best people — or yourself — with tax-advantaged compensation your company funds and you control.

II

Key Employee Protection

If your business couldn't survive losing one person, that risk needs a policy behind it. Key-person coverage keeps the company fundable and alive.

III

Buy-Sell Agreements

Funded buy-sell design so a partner's death or exit transfers ownership cleanly — at a fair price, without lawsuits or lockups.

IV

Charitable LLC Strategies

Our advanced planning team structures charitable LLCs that let you give more, keep more control, and create meaningful tax advantages doing it.

V

Inheritance Management

Received an inheritance? We help you protect it, position it, and make it permanent — before taxes, markets, or well-meaning mistakes shrink it.

VI

Legacy & Asset Protection

Beneficiary design, asset titling, and protection strategy — with trust & will coordination through our legal partners as the practice grows.

THE PROCESS

Private. Confidential. Coordinated.

01

Discovery Session

A confidential review of your assets, entities, and goals. We map what you have and what's exposed.

02

Strategy Design

We build your coordinated plan alongside your CPA and attorney — tax, trust, protection, and legacy in one design.

03

Implement & Review

We execute, then review annually as tax law and your life change. Your plan stays current for decades.

COMMON QUESTIONS

Answers, in plain English.

Do I need to replace my attorney or CPA?

No — we work alongside them. Advanced planning works best when tax, legal, and insurance strategies are coordinated instead of built in silos. We quarterback; your advisors stay on the team.

What does a strategy session cost?

The discovery session is complimentary and confidential. If we find meaningful opportunity, we show you exactly what it looks like — full illustrations, real numbers — before you commit to anything.

What if I don't meet the Kaizen qualifiers?

Then we point you at the strategy that fits where you are today — tax-free wealth building, protected rollovers, infinite banking — and build toward the advanced tier. The qualifiers exist because leverage requires scale, not because we turn people away.

How is PFI compensated?

Transparently: where strategies involve insurance-based tools, we're compensated by the carrier — never by fees hidden in your plan.

Request your confidential review.

No obligation. No pressure. Just clarity on what you're exposed to and what's possible.

Book a Private Strategy Session