Protected Growth Rollovers — Platinum Fortune Impact
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Protected Growth Rollovers — Fixed Index Annuities

Roll it over. Collect the bonus. Never lose it again.

Forget everything you think you know about the word "annuity." A Fixed Index Annuity rollover moves your old 401(k) or IRA — typically with no tax event — into an account with a bonus on the way in, a 0% floor so you can never lose money to the market, and income for life when you're ready.

HOW THE STRATEGY WORKS

What this does for you.

I

Collect the Bonus

Many carriers credit a bonus the moment your rollover arrives — your account starts ahead, not at zero.

II

The Floor & Cap Advantage

This is the index strategy our whole company is built on: a floor of 0% and a cap on earnings. You participate when the market grows — and you can never lose money when it drops. Capital preservation, guaranteed.

III

Income On, When You're Ready

The same account can be turned on for guaranteed lifetime income whenever you choose — it grows protected until that day comes.

This strategy fits if…

  • You changed or lost a job and left a 401(k) (or two) behind
  • You're retiring and need your lump sum protected — then turned into income
  • You're within 10 years of retirement and can't afford another 2008
  • You've heard 'annuity' and flinched — but never actually seen the math
Free Guide

The Retirement Rollover Guide

7 questions to ask before you move your 401(k) or IRA — and before anyone moves it for you. Read it in ten minutes; keep it forever.

Download the Free Guide
PDF · 6 pages · no email required
COMMON QUESTIONS

Answers, in plain English.

Will rolling over trigger taxes?

A direct rollover of qualified funds is not a taxable event when executed properly. That execution is exactly what we manage — paperwork, carrier follow-up, all of it.

I've heard bad things about annuities. Why is this different?

Most annuity horror stories come from variable annuities with high fees and market risk, or from products that were never explained. An FIA is different by design: 0% floor, a stated cap, a bonus, and contractual guarantees — shown to you in plain English before you commit to anything.

What's the catch on the floor and cap?

The trade is simple: the carrier absorbs your downside, and in exchange your upside is capped. In years the market drops 30%, you lose nothing. That trade is exactly what money this close to retirement needs.

What if I just lost my job?

That's one of the most common — and most important — times to act. We can replace the old account with a protected one before market risk or neglect does damage, with no tax event.

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